Debit Visa Card : No Money, HELP

[abid110]

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Yup...this is what i was telling you about.. A declined transaction is usually never intimated to card holder. And he keeps on thinking k mera card charge ho gaya hai...

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[usmanaliawan123]

Yup...this is what i was telling you about.. A declined transaction is usually never intimated to card holder. And he keeps on thinking k mera card charge ho gaya hai...

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What should I do next is what I'm asking bro.

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[usmanaliawan123]

Yup...this is what i was telling you about.. A declined transaction is usually never intimated to card holder. And he keeps on thinking k mera card charge ho gaya hai...

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And how do I pay them ? Will there be a issue if they don't receive their fee?

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[abid110]

What should I do next is what I'm asking bro.

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Do nothing. Already told you to see your bank statement (since u used debit card which must be linked to yr bank balance). The statement will show a Dr and Cr entry of same amount...that means all is done. Waise bhi when you have insufficient balance, the transaction actually never initiated..

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[abid110]

And how do I pay them ? Will there be a issue if they don't receive their fee?

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Pay via a credit card. Get hold of one from yr chacha mamu or close friend as noone else will allow you to use their cc. Credit cards are widely accepted on online orders. Or see if the hotel have option of paying cash while checking in..

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[usmanaliawan123]

Do nothing. Already told you to see your bank statement (since u used debit card which must be linked to yr bank balance). The statement will show a Dr and Cr entry of same amount...that means all is done. Waise bhi when you have insufficient balance, the transaction actually never initiated..

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I get it but if If Booking.com never actually received their fee wouldn't there be some sort of problem? Do I actually need to pay them 95USD? I apologize for such stupid questions but I really am worried.

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[abid110]

And how do I pay them ? Will there be a issue if they don't receive their fee?

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Pay via a credit card. Get hold of one from yr chacha mamu or close friend as noone else will allow you to use their cc. Credit cards are widely accepted on online orders. Or see if the hotel have option of paying cash while checking in..

I get it but if If Booking.com never actually received their fee wouldn't there be some sort of problem? Do I actually need to pay them 95USD? I apologize for such stupid questions but I really am worried.

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Yar that depends on the terms of the contract. If it had any clause/term of service fee in case of cancellation/declining of card etc, then they will surely charge you for that...

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[usmanaliawan123]

Pay via a credit card. Get hold of one from yr chacha mamu or close friend as noone else will allow you to use their cc. Credit cards are widely accepted on online orders. Or see if the hotel have option of paying cash while checking in..

Yar that depends on the terms of the contract. If it had any clause/term of service fee in case of cancellation/declining of card etc, then they will surely charge you for that...

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And how will they charge? Don't have balance in my card, how else can they charge? Possibilities kia hain ab? Do I need to be worried? I am not checking in to that hotel which means can't pay them by cash

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[abid110]

And how will they charge? Don't have balance in my card, how else can they charge? Possibilities kia hain ab? Do I need to be worried? I am not checking in to that hotel which means can't pay them by cash

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Actually that is why vendors do not widely accept debit cards as they can easily be out of cash. Since aap k bank me itne paise he nahi hain tou stop using this bank as maybe jab aapki 1lac salary credit ho isme tou wo apne 95dollars na recover kr len usi waqt[emoji14]so open another account

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[usmanaliawan123]

Actually that is why vendors do not widely accept debit cards as they can easily be out of cash. Since aap k bank me itne paise he nahi hain tou stop using this bank as maybe jab aapki 1lac salary credit ho isme tou wo apne 95dollars na recover kr len usi waqt[emoji14]so open another account

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Ma ***** ! I thought of throwing this card away then I thought they have my details koi case na hojae
I'll get a new debit card from another bank haha. Thank u so much brother.

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[abid110]

Ma ***** ! I thought of throwing this card away then I thought they have my details koi case na hojae
I'll get a new debit card from another bank haha. Thank u so much brother.

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Dont throw the card. Your annual charges will be getting piled up in your name and NIC. All banks are on same platform when it comes to these non payment cases. Simply call yr bank and block yr card so that yr annual charges doesnt get accrued

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[usmanaliawan123]

Dont throw the card. Your annual charges will be getting piled up in your name and NIC. All banks are on same platform when it comes to these non payment cases. Simply call yr bank and block yr card so that yr annual charges doesnt get accrued

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They ask for reason to block the card, what should I tell them?

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[usmanaliawan123]

Dont throw the card. Your annual charges will be getting piled up in your name and NIC. All banks are on same platform when it comes to these non payment cases. Simply call yr bank and block yr card so that yr annual charges doesnt get accrued

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Yes they're asking why do you want o block the card, if it's stolen or lost they can send another one in a week.

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[capsat]

the transaction time & time of FALSE card block request will go against you.
The website bookings.com will provide evidence with ip address & timing to your bank and claim their cancellation charges.

not many of us read the terms & conditions while using internet services to order/ book / service online. every online service provider have a cancellation / refund policy which we all ignore in excitement to enjoy ease from our couch.

be nice & be wise with yourself & your banking history. any false submission declining a payment to vendor go under disputed case & you get flagged for life as trouble maker.

Your choice !

[capsat]

the CNIC is magic wand to pull up everything ' every tiny bit ' linked to it. from blood group to every easy paisa transaction & payment online across anywhere -
the department for such financial data management is called ECIB [ electronic credit investigation bureau ] at State Bank of Pakistan.

so it is not your one bank it is everything related to your CNIC

[usmanaliawan123]

the transaction time & time of FALSE card block request will go against you.
The website bookings.com will provide evidence with ip address & timing to your bank and claim their cancellation charges.

not many of us read the terms & conditions while using internet services to order/ book / service online. every online service provider have a cancellation / refund policy which we all ignore in excitement to enjoy ease from our couch.

be nice & be wise with yourself & your banking history. any false submission declining a payment to vendor go under disputed case & you get flagged for life as trouble maker.

Your choice !

If I deposit enough money in my account for what I owe them, they will automatically charge their money right? Or is there anything else I need to do? You're right, I should do the right thing. But how?

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[mewithwishes]

Ubl and standard chartered debit cards facilitate their customers to use them online,though it's difficult to put a dispute or send a charge back to your respective merchant in case of a debit card,as money once out of your current account get least protection from the bank,in your case the merchant rightly charged you for the cancellation if they have as you had back tracked on your agreement,their is nothing free in this world so cancellation policies should always be adhered to when buying a product

[capsat]

please goto your bank branch which issued you the Debit Card deposit equivalent of US Dollar Plus some extra amount and let it stay there. If you have online banking available keep checking over the transaction. inter bank trading of US$ is floating at US$1 = 105.70 ~105.65

If I deposit enough money in my account for what I owe them, they will automatically charge their money right? Or is there anything else I need to do? You're right, I should do the right thing. But how?

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[usmanaliawan123]

please goto your bank branch which issued you the Debit Card deposit equivalent of US Dollar Plus some extra amount and let it stay there. If you have online banking available keep checking over the transaction. inter bank trading of US$ is floating at US$1 = 105.70 ~105.65

I'll deposit the money tomorrow. Thanks. Also In case, should I contact the hotel or booking.com for further questions?

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[capsat]

no sir, you need NOT to do anything after deposit of amount in the bank account. but wait.
The booking.com transaction claim will land in your bank, within 15 working days from the date of transaction, You can request your bank to notify you for such debit request. - Thank you very much for paying attention and saving yourself, i know its not that easy to let go of approx Rs. 11000 for no reason., but my dear member self respect and dignity is priceless. You can see in mirror with chin up and with a grin say .. aysee taysee online transactions ki aab dobara nahi karna aysa..

ALLAH pak apka nuksan pora farma dai ga Inn Sha ALLAH

I'll deposit the money tomorrow. Thanks. Also In case, should I contact the hotel or booking.com for further questions?

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