Bad in a sense, there is no road except mud and rocky track, your can also hit at a few places. May be a little easy for local ones but i tagged this 40% as bad bcoz i was not comfortable personally.
Yes, there were other cars not bothering anything, hitting underneath,.....
Again my point of view is; if you love your hide, use air travel or a rented vehicle. Skardu is much more beautiful than other places. It would take atleast 6 more months name this track as "OK".