Help Regarding Bank Statement for Study visa

[romankhalil_999]

Dear frnds;
i have got admission in Canadian University, they require bank statement of around 20lacs which i don't know how to show coz all our money is invested and they need it in bank since last four months... plz frnds f u have any other option then let me know abt its details... any bank loan, any personal loan, anything else...

Regards

[PuNk]

Salam,
they don't need it for 4 months. you can take my words for it. You need to demonstrate sufficient funds for your living and studies for the period of one year. Just put them a day before you are applying for the visa
Attach the conversion from internet. Good idea would be to make it extra as much as you can easily.
Attaching property documents and investments is always a good deal

[romankhalil_999]

thnx Punk... thts wat im thinking bt for sure they need hard cash to b in bank... n yes i'll b attaching property documents and others with my case... that was helpful dear...

wanna hear more about it from experienced members...

[ahad_civic]

follow what punk has to say, this guy is my bro and is in canada since a year...hes the man regarding these things

[romankhalil_999]

gr8... thanx...

[Zyrak]

here it is an idea which is used by many of my known personals.
contact any branch manager whom u know or he knows u and can do u favour.he can open an account for u and can put money from here n there accounts and can provide bank statement. he will not issue u any check book bcz in that case, u can grab some one's money out of the bank.in case of such accounts, mony will remain in the bank and ur requirement will be fullfilled. but its very risky for the person who is doing this and he can only take risk if he knows u well and have confidence on u.....or show him some cmmission thingy.

[romankhalil_999]

ahan good one.... but dear i need that money to be in my account till i get my visa thats around 3months process :(... i hope kissi k pas itnay extra bank mein parray howay paisay hon...

[Zyrak]

bhai ajkal to 20 rupee nhi milte, 20lakh kahan se ain ge.bank manager agr is tarah se manage krke de de apko, then it'll be fine bcz us ne sirf kaghzi karrwai krke idhar udha se apke khate mein daal dene hein.konsa dene hein kisi se le k. but i say again, its risky for him.man bankers do this for sake of money they get as commission

[romankhalil_999]

i'll give him off no problem abt that yar...

[Zyrak]

try it. best wishes from me

[romankhalil_999]

Zyrak... thanx bro ... chck ur inbox plz...

[mani1]

here it is an idea which is used by many of my known personals.
contact any branch manager whom u know or he knows u and can do u favour.he can open an account for u and can put money from here n there accounts and can provide bank statement. he will not issue u any check book bcz in that case, u can grab some one's money out of the bank.in case of such accounts, mony will remain in the bank and ur requirement will be fullfilled. but its very risky for the person who is doing this and he can only take risk if he knows u well and have confidence on u.....or show him some cmmission thingy.

Dude this isn't possible and even if it somehow magically in another universe was, the branch manager would never do it because all transactions are reflected on a statement and this would have meant not only firing from the job but also imprisonment

[Zyrak]

its empty

[Zyrak]

thats y i said that its risky for the banker who is doing this. but in bank, there are many many accounts and they have also relations with buissnessmen who trust banker to shuffle their money for some time. as i said, i personally saw some guys doing this procedure.
there is another idea (relatively safer one). look at any buissness man whose transactins are worth ur amount.make deal with him to use urs account for his buiness transactions.for this, u can open ur account and hand over checkbook to him.it also works.my cousin did this many times for bank statement

[sulemanmirza]

bhai open an account..!! and start transacting in it, ask your friends knowns or wealthy relatives, that you will only put that money in the account for a period of time, hand them the check that they can take the money out when ever they want.. and fill it up..!!even taking 5 to 8 lacs from one relative can make your account to above 20, if u have anyother accounts also, then transfer all money to one account..!! this is the safest and best way ..!! try not to get in hassle of bank manager.. it involves commission plus bank manager take money from business man, and that business man may also ask for interest.. so avoid it,,

take the safe way, and keep depositing money after short intervals..!!!

[romankhalil_999]

do banks give loan for ths???

[mani1]

The 'businessman method' isn't possible because according to State Bank of Pakistan regulations, business transactions are not permitted in personal accounts. Even high turnover in a personal account (comprising non-business recurring transactions like car selling/purchasing) is bound to create problems for the account holder/OP. The bank's system will flag the account, Compliance department will contact the account holder for explanation and may also block it and RM/Branch Manager will have to explain to higher management to save his ***. Unless offcourse it is National Bank of Pakistan branch in Cheechoon ki Mallian

[Zyrak]

i live in small town and here almost all buissnessmen (at least whom i know)use simple accounts to handle their buissness.

[enerlevel]

ok let me make this very clear.

1) who is ur sponsor? if u have shown that u are paying the fee yourself, then u need the money to be in ur name. if u have a sponsor, then u will need to show his/her bank statement.

2) are u sure it is 4 months? that is a very long period. uk needs 28days , so u might wanna make sure the exact holding period

3) if it is 4 months, then u will need to show the amount in ur account for 4 months before u apply for your visa. and it has to be there untill they have fully verified the account.PLZ note that the money has to b in ur account for the 4 months . if within this 4 months, ur balance falls below their recommend point, its a straight rejection. ONLY CURRENT ACCOUNT works. no savings or property will qualify u for a student visa.u r not a businessman, therefore u dont need TRANSACTIONS. u might have 0 transaction but as long as u have the HOLDING CASH money, u r qualified!

4) did u yet give ur ielts? u need minimum of 6 bands BUT 7 bands in listening specificall. now tht u dont have the money to show, then there are ILLEAGEL ways of doing it....... but i wouldnt suggest that.

a word of advice :- if u have the whole education fee in hand , then only go to canada for studies....
if u think u will work there and then support ur education fee .... FORGET IT !! tht is not going to work.

i may sound rude, but this is reality ...

any other question, dont hesitate to ask... i am very fimiliar with the UK rules... but i suppose all student visa process are somewhat the same.

[romankhalil_999]

My father is my sponsor...
all my fee will b paid from home... i'll only have 2 earn for my living there...

process may short around 1.5months and can go long to 3.5months n sometimes 4months.

but bank statement problem remains the same...