As told by senior mechanic 195/65/15 completely disrupts the suspension as well as its not recommended. 185 suits best for city's stiff suspension. Also, heard from a customer at the workshop when there are ppl sitting on the back seats 195 tires touch the body, as well as during a uturn if u turn the ateering the extreme end of left/right the tire touches the corner of the body.
Im going with 185/65/15 & i have to say shopkeepers/salesperson tried their level best to convince me to go for 195, instead of 185. & their last weapon is "bhaijan price tou dono ki same hy, ap baray tyre dalwa lien faiday me rhengy"