How to Cancel/Return Credit Card

[roboxx]

I have a credit card from last 3 yrs. I got it after a friend of mine told me about its benefits etc, but in this period of owning the credit card, I rarely used the it, I am only paying its Annual fee which I couldn't get waived off in last 3years. I have Debit Card from that bank also with me since long time.
I don't want to own the credit card anymore, and want to return it to the bank or cancel it whatsoever. What's the procedure for getting rid of credit card? Koi bhai guide kar day. Shukriya
HBL

[helper_learner]

What is the process to cancel this secured credit card ?
A. Customer can submit a written request or call HBL PhoneBanking to cancel the card. In case of no
outstanding balance against the credit card, the lien amount will be released after 15 days from the
credit card cancellation date.

[user-xxx]

just call on helpline they will cancel it in 3 days. They will call back for confirmation