firstly cars are not categorized as PDM, JDM, LDM. USDM. EUDM. LovelyDM, fizoolDM.
The expansion tank is given for a reason in your car, its to check the coolant level, no need to open the radiator "pressure" cap. <- notice I quoted the pressure part of the piece.
If you maintain your car with "deezal sarviss" and wash the engine like a buffalo and let the average idiot work on the cooling system then you have larger problems than this. In normal service the radiator remains full and NO WATER WILL EVAPORATE inside as its a closed system under pressure.
If you see the expansion tank is FULL on cold engine - you have a problem - there is an air leak in the system which has caused this situation. Now is the time to verify the liquid level "under" the pressure cap. Dont drive in this condition. To stay at ease keep the system clean and run with coolant/water at all times.
Mostly coolant loss is due to
1 blow out
2 mechanic draining it away on the ground - he doesnt give a chit becuase he does not have to buy the Rs 3000/- liquid - he can fill with water and his reason was his "stupid idiot ustaad" told him to.