bro its not so easy,never submit any false claim ,it is sin, it is crime and u can go behind bar due to false submission.
yes u have to keep every receipt of ATM and u have to mention it too..
1.Bro, u have to show receipts of your rent(You have to submit rent agreement copy) & remember always do rental agreement on stamp paper and should be of more than 1 year duration.
Additionally nowadays as per law,your owner has to subm,it your info to nearest police station and get clarification. you alsio have to keep copy of that declaration.
2.yes u have to mention taxes deduct form your saving accounts
3.at each transaction,service charges with some tax also deducts, u have to keep record of all & u can get details from your bank too
4.yes all prize bonds should be mentioned in your wealth as u r owner of such money & encashment can be done so u r owner
bro its not 1,2,3 job so i suggest if u r new, for first 3-4 years ,get services from some consultants and once u get "used to" then u can go yourself
90% ntn holders even dont know their rights/benefit
e.g one of my freind had to pay around 70K for the whole year,
he did shopping,never kept record,once he compalined that METRO Karachi takes so much taxes....bla blaa. i can save that money from outside etc...
i contacted my lawyer frnd, he told to calculate aLL such taxes from such receipts,
when he counted only from his hsoppings & telephone bills, he came to know that he has paid almost 105 K in a year, so he advised him to submit claim for 35K and he got 35K back from tax revenue
he was unaware of this return facility
so similarly u have to consult consultant for 4-5 years initially
