Insurance Claim against Total Claim through TPL in Lahore

pwuser155397198215 (Muhammad Ali) 2019-03-31 00:04:49 +0500 #1

Hi every respected member.
I own a Honda City 1.3 PT. Today i met an unfortunate accident at M-2 Motorway. It was only a matter of seconds after i fell asleep at smooth road. Anothet moment it was a complete disaster. My brand new Honda City totalled at the same time. Luckily we were safe and sound.
To be more exact, i want to go for a Total Loss through insurance claim of TPL Insurance. Kindly suggest if repair or Total loss would be beneficial for me? What would be its charges?

fastian04 (Salman) 2019-03-31 08:02:14 +0500 #2

Bro car doesn't look like Total loss. Insurance company decision will not depend on ur choice. It will be repaired. Allah saved you ... that's really a miracle on highway.... although repaire costs seem heavy due to ac and radiator parts...is there an impact on dashboard? Or any interior part?

saad.ikram.5688 (saad.ikram.5688) 2019-03-31 18:32:06 +0500 #3

If the front rails are bent or damadged try for a total loss warna gaari kabhi us tarah nai rhay gi

fastian04 (Salman) 2019-03-31 23:10:00 +0500 #4

Sir insurance company won't go easily for total loss and owner will also get big financial hit in total loss...its not a good bargain normally

abid110 2019-04-01 20:20:47 +0500 #5

Dont know about tpl policies but for Adamjee insurance, owner will pay 5% on parts Only and his car will be made new by Honda. No depreciation on labour and service charges. Considering its a car not older than 6 months. I believe ths car can be restored to new condition by Honda. Thank God you had insurance coverage. Sorry for the loss

fastian04 (Salman) 2019-04-01 21:46:02 +0500 #6

Sir...honda dealerships are known for cheapest quality body works and i m sure after they fix it..car can be identified as accidented even meters away. Such an accident needs to be handled by experts and dealerships don't hire those.reason. Is simple..insurance rate is 2500 per piece..and only a cheap denter/painter can work in this rate... Anyways...owner may needs to pay extra amountover insurance claim to bring car close to a reasonable condition.

saad.ikram.5688 (saad.ikram.5688) 2019-04-02 19:24:28 +0500 #7

Honda dealers also do other chu****ap.

For example Honda Center Peshawar Road Rawalpindi dont do denting painting themselves they send the cars to AAA workshop in saddar
All this time you think you car is in the hands of professionals while its in the hands of desi ustaad who by the way do an amazing paint job