i am in insurance sector and its a very common practice for cars to get re-painted again and again due to accidents. who will drive a brand new car with accidented door just because of fear of 'repaint'. lets get out of the fear of 'log kya kahen ge' - it has already done wonders in ruining our lives in many other sectors too. go ahead and enjoy your beautiful asset in tip top condition. regarding your second query,you can contact your insurance company if they allow such reimbursement thing.