Investment of 12 million

xipingo (xipingo) 2021-01-08 18:56:43 +0500 #1

Respected members kindly enlighten me whether its possible to get regular returns by investing 12 million in real estate and if so then how can i make 200-250k monthly?

Sarkaar 2021-01-08 21:29:12 +0500 #2

Wow as if things are so easy. 12 million property can get you 30-40k rent max per month. For stock investment you have to learn the art otherwise you will lose big, gains are more but you have to invest your time as well. If invested in mutual funds(medium risk) then you can get 40-50k a month without any issue.

If you go fast be ready to lose big as well.

pwuser156067591133 (Sami Ferrariano) 2021-01-08 22:07:14 +0500 #3

I would advise u to buy a running shop in Gulberg Islamabad. The one already rented out. It will pay you 55 to 60pkr a months and will increase every year. 1.2 crore will return you 60k rent Inshallah. Dont invest in stock exchange etc. You will loose money!

xipingo (xipingo) 2021-01-08 22:29:09 +0500 #4

My point was not to invest in any house but keep a running amount in property like the estate agents do in buying and selling files or plots in new societies, which can be accommodated in this amount and will keep the amount in circulation as well. If anyone has that sort of experience do share

xipingo (xipingo) 2021-01-08 22:31:03 +0500 #5

JazakAllah for the input. Yeah stock market is a no go zone for me

pwuser156067591133 (Sami Ferrariano) 2021-01-08 22:37:51 +0500 #6

You are welcome! If you need any help do let me know.

anon35615524 2021-01-10 17:06:57 +0500 #7

As far as Real Estate is concerned, you either need to be very smart and well versed with market dynamics, or, you need to have someone expert in your acquaintances, who can guide you about changing market dynamics; if you want to play or invest in Real Estate (otherwise investment in real estate do not suit everyone, and some have suffered huge losses; due to misguidance, and / or lack of knowledge of market dynamics).

2ndly, if you invest 12 million (i.e. 1 Crores and 20 lac PKR), and / or buy a house, apartment, or shop, you can never be able to get 200~250 K PKR monthly. This benchmark is too much high.

You can max. get by investing in commercial side, i.e. like a shop, and then renting it, but still, it'll be nowhere near 200~250 K PKR monthly.

anon35615524 2021-01-10 17:16:56 +0500 #8

My suggestions:

Start business, or invest in business, either solely, or in partnership; but only if you have some know-how about business.
Invest in Stock Exchange / Mutual Funds.

Investment in these is a bit risky, as there are high risks involved and there are chances that your Principal amount also gets eroded, but if you are planning for long term (as investment in Stock Exchange / Mutual Funds is especially for those who want long term returns and long term investments), then its the best option IMO, and can yield max. long-term returns when compared with any other means (like Gold, Real Estate, USD, etc.)

anon35615524 2021-01-10 17:18:18 +0500 #9

Please go through SECP website, Jama Punji website, and study different details there, and if you make up your mind and if Stock Exchange suits you, then go for investment in it, but then, I would suggest avoid going there directly / solely.

Prefer to invest via AMCs (Asset Management Companies), and in this, NBP Fund Management Limited, Al Meezan Investment Management Limited and MCB-Arif Habib Savings and Investments Limited are the best, with highest PACRA ratings, AM1, as of today (Still, Meezan is better. Still, NBP is the best in these 03).

Go through the relevant websites (PACRA, NBP Funds, Al Meezan Investment official websites, etc.) and if NBP Funds suits you, then go for NBP Stock Funds, or NBP Islamic Stock Funds (if wanna go Shariah Complaint).

I hope, it helps and guides a bit. Thank you.

snnierochoss (Arnold Cloony) 2023-02-14 20:13:33 +0500 #14

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