I need advice. I am trying (very hard) to buy my first car. Going to finance it through bank and they have said my limit, per salary, is 60,000 Installment. My total down-payment is 1.4 million. So it means I can get a 3.4 million car.
I was considering to buy 1.5 CVT ATIVX Yaris but due to price increase I cannot.
Now I have the option to:
1) Buy a Used 2017 CIVIC X, with a 200 point Pakwheels inspection.
2) Buy a brand new Alsvin Lumeire.
Both will cost me the same almost with only a slight change in my installment.
If the Pakwheels inspection turns out at 9, then is it wise to get a civic x (I can afford the maintenance) instead of a new Alsvin or used Yaris?