Sir, firstly i would like to make a BIG SALUTE to you as you are retired from our beloved Pakistan Air Force... All personnel of force are most respectable for entire Pakistani nation... Secondly I feel extremely sorry to read your reply too late bcz on the very next day (20/09/14) of your post (19/09/14), I depart from the Karachi for NEELUM VALLEY... and today replying of 1st detailed post of yours... My trip was just for 10 days (KHI to KHI) incl.1 day in your city (but that was so hectic day spent with TQC guys) and then was busy in Eid/Sacrifice/Family blah blah...so plz.accept my apology...
Yes, you have missed worth visiting places like Taobutt, Jaagran/Kutton (Upper Neelum) etc. but at the same time you had done Arrange KEL, which is a big achievement (Y) as I could not reached Arrang KEL due to rain and some other circumstances
but Insha Allah next time zarur jana hy from Kel Kinari route, which is around 3 KMs back from KEL bazaar and bit easy to reach the destination. After disappointment of Arrang KEL (that was the time of around 5pm) I spent around 1 hour at the Police Checkpost and had nice chit chat with Police Walas
and then retired to same Hotel where you stayed (Sardar Sarhad for Rs.700/- ONLY) 
Then, next day 7am, I left the KEL and went till Taobutt and returned back to KEL, then to Shardah, then to KERAN...Night stayed at KERAN in a very neat & clean Neelum Green Hotel (you can check that in your thread
you have shared 1 pic).... Next day I visited Upper Neelum (beautiful Kutton Waterfall & zabardast French Colony at Jaagran)... Then same day reached MZD with short break at beautiful DHANI WATERFALL.