Sir any car that has done 200k is far gone and you’re lucky if you can drag it another 100-150k without replacing small parts or completely overhauling its consumable/high-duty parts.
SAGA is brand new, tried and tested in Malaysia.. so far reviews are really good.
Each to their own i guess, most people don’t want to be the guinea pig which is understandable, this is why given the circumstances and choices i’d go for a 2019-2020 Honda City and put some soft rubber on it, engine is smaller so no comparison with Altis but it is far from underpowered