AoA All,
from experts...
i have APC-1400va UPS with batteries at 24Volts/70Amps (105M by Millat Batteries they are actually 70Ah-c20))
my day time load is: 2 ceiling fans (Royal Fans-56") and 4 Energy Savers (18Watts each)
at night (since evening) load is: upto 4 ceiling fans and 4 Energy Savers - but at that time i will switch ON my wapda for UPS and charging my batteries, and thats not discuss able.
i recently got MPPT charge controller Tracer-3215rn - SystemVoltage: 12V/24V auto work - BatteryCurrent:30A - LoadCurrent:20A - MaxBatteryVoltage:32V - Max.Solar Input Voltage:150VDC - Max PV input:12V 390W or 24V 780W
and 4 mono panels of 100watts each having Voc:22.7V - Isc:5.66A - Vmp:18.9V - Imp:5.29A
my charge controller distance from my panels is approx 90-Feet and installed cable is 70/76 pure copper wire.
i have one option:
Connect my 2 panels in series for a 24Volts generation setup and make 2 parallel (of 24Volts each) and this way connect all my 4 panels through mppt charge controller with my ups-batteries which are already connected as a 24volts with ups.
for option two (please suggest):
Connect my all 4 panels in series and generate (12V x 4=) 48Volts setup and connect it with my mppt charge controller (as its Max.Solar Input Voltage:150VDC) and then my ups-batteries which are already connected as a 24volts with ups.
Will not this mppt controller convert this 48-Volts into 24-Volts ?? and the line losses of thin cable will be recovered??
Please also confirm me.. as per my understanding the DC-Circute Breakers must be different from AC-Circute Breakers... or both are the same and we have to just look for Amps Rating??
Any other good advice will also be acceptable.. 
Thanks in Advance
Ghani