I would second the Alto VXL route, do have a test drive, Note that it can be had under invoice for around 1550, or if you are ok an old invoice unreg car for the same price.
This will ease up on your installment as well.
JDM build quality is out class but only for self import, rest you can never be sure. Alto is small, it is high lifted can take a lot of abusive road conditions and extremely light on pocket.
Give it a thought.
With the lower price you can pay of the car in shorter duration thus saving you greatly on markup charges over the longer tenure. Do a calculation you will see the difference.