Toyota Corolla Immobilizer

pwuser154965582825 (Pakwheels User) 2019-06-14 23:29:53 +0500 #1

Very serious issue if car lifting in Pakistan.
Today morning my Altis 2016 lifted from Westridge.
Really can't believe the unreliability of immobilizer. May Allah protect everyones car and my sincere advice for all. Always park carefully and make it insured.

hash4u (hash4u) 2019-06-14 23:51:51 +0500 #2

really sorry for your loss
I hope its recovered soon
do u hv cctv footage - - - from outside your home or inside?

saeedmagsi (saeedmagsi) 2019-06-15 00:56:51 +0500 #3

Really very sorry for your loss. May Allah protect our health and wealth.

arslansarwar (Arslan) 2019-06-15 07:02:26 +0500 #4

Very sorry for your loss brother. May Allah Almighty help you to get your vehicle back.

pwuser154965582825 (Pakwheels User) 2019-06-15 13:29:27 +0500 #5

Thank you brother

pwuser154965582825 (Pakwheels User) 2019-06-15 13:29:56 +0500 #6

Thanks bhai

pwuser154965582825 (Pakwheels User) 2019-06-15 13:30:17 +0500 #7

Thank you sir

pwuser154965582825 (Pakwheels User) 2019-06-15 13:32:18 +0500 #8

Actually at that time unluckily electricity was up and down and ups wasn't able to manage the control as well.
Hope the lifters call us for ransom.

capsat (ومن شر حاسد إذا حسد) 2019-06-15 13:34:16 +0500 #9

very sorry for your loss. was it stolen from inside the gate or over the road. Snatched at gunpoint??

New State of the art automobile scanners have key duplication feature, By chance any work done over your car by any workshop in past 15 - 20 days ??

@babarhyd

babarhyd (babarhyd) 2019-06-15 14:01:29 +0500 #10

5 mins top for duplicate key boss. Owner must be sipping tea while lektrishan did his trick.
That's a good possibility.

abid110 2019-06-15 21:44:30 +0500 #11

Insurance feels like an additional unwanted cost but it is a definite things now for all cars. Since i work in the insurance sector i see people are becoming so much scared that they require insurance to start from floor of showroom in case of new car and from the home of seller in case of used car purchase

tariqazama (Tahir) 2019-06-15 23:01:53 +0500 #12

Did u bought a used car or was it brand new when u bought. Nowadays thiefs are maki g duplicate keys for immobilizer cars and when u buy a used car they already have a key and they wait for stealing it at right time

sh3hryar ( Shahryar) 2019-06-16 00:49:13 +0500 #13

Sorry for your loss. InshAllah you will get your car.

sh3hryar ( Shahryar) 2019-06-16 00:51:32 +0500 #14

Abid bhai, incase a car is stolen would your insurance company compensate owner with depreciated value or current market value?

If its depreciated value, what is the depreciation rate and what is it based on.

Thanks in advance for sharing the information.

abid110 2019-06-16 05:35:00 +0500 #15

Insurance company compensates fully to the insured incase of total loss/theft/snatching cases. There is no depreciation charged in such cases! - unlike in case of accidents where depreciation is being charged on replaced parts only.
By full compensation, the claim is settled at 'lower of' sum insured OR prevailing mrket value at time of loss. So this way, client is almost fully satisfied and fully compensated. This is what Adamjee do.

sh3hryar ( Shahryar) 2019-06-16 10:16:57 +0500 #16

What is meant by "lower of"?

abid110 2019-06-16 12:10:45 +0500 #17

Sum insured is 20 lacs and market value is 19 lacs of same make and model so settlement at 19.

But if market value is say 21lacs at that time, then settlement at 20lacs. I hope it clears your confusion. Example is just for understanding purposes