I have had adamjee insurance @abid110 helped. It has been since 2017 and on two cars, never had any issue. Had an accident of my Corolla, rear fender and light. everything was covered in insurance and estimated by the surveyor and approved. i only had to pay depreciation on parts.
for my alto vxl the front windscreen had a stone chip incident, and two tail lights got damagd in a minor rear ending accident it was replaced in insurance after the estimate and i only paid the depreciation again. no upfront payment and then recovery.
First time the work was done by Toyota Eastern karachi and suzuki was done by macca motors.
Apart from this i have had 5 replacement of bumpers (2 front and 3 back) for my corolla for the time i kept it. Karachi traffic and you can not save yourself from the stupid people. specially the bikers and rickshaw drivers.
I Am charged an elevated premium because of the number of claims that i raise. However teh peace of mind is there.
I Can 100% recommend adamjee as I have personally faced the claims and handling. No issues at all. This is for a individual customer.
The first reason however for Adamjee was they were the one who agreed to inusre my car (corolla in karachi back in 2017) without Trackker. I absolutely hate the trackker as it voids warranty and messes the dashboard.
Cars were cash purchases hence no bank mandated trackker
