TPL Car Insurance Reviews

[SyedMajidShah]

Hi PakWheelers,

I am looking for car insurance companies with the best services at a lower rate.

Atlas insurance gave me 1.9% rate. Hows atlas insurance ?

Please advise. And what are your reviews about TPL insurance?

Thanks

[salman_w]

I had my brand new GLI insured with TPL. They were not cheap but they gave full coverage of the vehicle i.e. they will provide a vehicle in 7 days if its stolen. also the claims were quite fast. Although i had a bad experience with their customer service when i went to margalla hills. Before leaving i told them to switch off the tracker as I knew there were no signals at Margalla hills and the car would shut down/ immobilized. But they never switched it off and i was stranded on a steep slope with my family in car with no phone signals. I ultimately got out of there and decided to cancel and remove TPL trakker. And I did. Their customer service ws abysmal and different customer agents said and gave different explanations.
That's my experience with TPL. Btw TPL is the sole distributor of tracking/ satellite services in pakistan and all others use their network and services. Their customer services must be better though.
If you wanna just drive in city any insurance is fine.

[SyedMajidShah]

Thanks.

Do they give full amount in case of theft? Atlas insurance says we deduct some %age at the time of settlement.

How about accidental damage? do they provide fast service? Do they charge for repair?

[salman_w]

they take 0% on manual labour for repairs but parts may cost 5% initially and then more as the years go by. their service is quite fast. I had the most premium package that gave me a replacement car of the same value even if they have to pay own on it themselves. That was the most tempting point for me.
Baki bhai i never lost my car or had it stolen so i am not sure if their claims were legitimate or not. The repair work was done well and in time. Although toyota walton painted my car wrong so i had them do it again. That was not the problem of TPL but toyota workshop.

[abid110]

which car? i can help you with Adamjee incase you want to know more

[roboxx]

What would be the TPL insurance cost on a car worth of 25-26 lacs (model 2018)? Do they cover car parts theft? Like if car is parked outside and someone steals its tyres with rim, would they compensate?

[abid110]

What would be the TPL insurance cost on a car worth of 25-26 lacs (model 2018)? Do they cover car parts theft? Like if car is parked outside and someone steals its tyres with rim, would they compensate?

in insurance everything is covered bumper to bumper. there are some technicalities which needs to be understood by prospective clients - car is covered with factory fitted accessories ONLY (extra accessories other than ff are covered to a very minor extent only e.g. upto say 30k value) - its not like that you buy an xli and install Grande rims in it and expect full coverage of them, OR you install expensive Grande projector head lamps in your xli and expect insurance company to compensate you with that in case of loss. so, regarding your query, if anything happens to your car, it is covered, however the depreciation impact will be borne by you. tyres+batteries have 50% excess depreciation rate than all other car parts as they are very short life and quick depleting items.

[ajlanahmedmagoon]

How about tpl insurance for car what are the reviews insurance ?