Yes you are right. Pick the farq zarur parta ha, but i always drive in sports mode, mazza to aata ha na chalane ka.
To sports mode will compensate a bit for that. Plus, my driving is on Motorway mainly, thats the only reason i went upsize, for better grip. And as for brakes, my car is driven 62k km and still on factory brake shoes. On 60k checkup i had them serviced, and they are still good for another 5 to 10k kms. Even with almost worn out brake-shoes, i could feel the difference. The braking is actually much much better now than it was before.