This happened with me long time back. I got the bill of credit card for around 50k. I was shocked to see the statement in which an additional amount of 45k was charged. I simply dailed the helpline and lodged complaint. He suggested me to pay the minimum amount due. After few days i got the letter from bank that they have reversed the amount and have started investigating. If decided against me they will charge back the amount plus investigation chgs of 250 for local and 750 for int'l transaction.
After few months i got the letter from bank telling me that my claim was valid. I called the bank but he refused to tell me the background story.
After few hours i got a call from an ordinary cell number, telling that he is employee of bank. Since the call is recorded thats why we didnt tell u the story. But it is necessary to tell you so u remain careful in future.
I used the card at petrol pump, the guy noted my details from card and used it on internet. Poor champ purchased some high tech cameras and lenses, and got these delivered at his home address somewhere in landhi. He didnt tell me the name of filling station where he was working.
From that day: i always use cash, not the card, however if i need to use card,I use bank alfalah's card and i get it swiped in front of my eyes.
Bank alfalah card requires temporary activation before we can use it for online transaction.
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