NOTE: PLEASE DON'T START LECTURING ME ABOUT ISLAM AND ALL THAT STUFF. PLEASE I BEG YOU.
AoA. I'm a newbie and my questions might sound naive to your guys. (apologies for that!)
I have two questions:
1. I've gone through some bad reviews of some banks for car financing and people are saying that the banks keep delaying the delivery of vehicles. I want to ask the experts which bank is most suitable for being transparent with the entire process. Since its my first time, I want the entire process to be hassle free and safe.
Which toyota showroom from Lahore is most cooperative/transparent/respectful? I'm going to book toyota corolla grande and the delivery time stated by all the dealerships is of June/July 2022.
It's a bit off-topic but I want your advice on this, I have 25 lacs right now. Grande is of 43.5 lacs. I'll be getting financed for 18-19lacs from bank and my monthly salary is around 3-4 lacs per month. (commission based salary). I can save 18 lacs till June / July. All in all, I can save the whole amount on my own but I don't have it currently. What would you guys recommend me to do? Going through car financing from bank and then paying all at once is my plan or maybe getting up the plan for 1 year tenure only. What's your take on this situation?
Thanks and JazakAllah. Please go easy on me.