Which Credit Card (CC) is best suited for availing most Discounts?

[awais.9]

I never owned any cc, thinking of getting one for online transactions maybe some time but mainly for discounts available
Already have alfalah and hbl gold cc at home, not mine though so would like to try something else
Hassle free, no hidden fees, less to no annual fees (waivers etc) and convenient to use
I would make timely payments so no interest accruals, I asked few banks I could get silver/gold cc

[shaikhrulez]

I would recommend HBL but since you already have it, the second best card I find is UBL. I am using UBL Credit Card for more than 3 years, no hidden charges and annual fees reversal after spending 20% of your limit within 3 months.The card offers discounts at famous eateries and brands.

[khurem]

HBL by far the best credit card. Get platinum if you can as it has some amazing discounts. Otherwise Gold is fine too. HBL benefited a lot by taking over both Citibank credit card team and Barclays Consumer banking. Their discounts are always higher than competition and in many places you will find that the discount is available only on HBL card and one another card (that can be either of Standard Chartered, SilkBank or Alfalah). I had kept cards from SCB, UBL, Alfalah, SilkBank, Summit and gradually i found out that it is of no use to keep all others as HBL card matches the offers that are given by others.

Btw I find it really strange that people do not opt for the credit card when that can easily save them thousands every time they go out to eat or buy a perfume etc.

[snnierochoss]

For a while, I also used HBL services, I was satisfied with their interest rates and ease of getting money. In 2016, I gave up my credit cards and completely converted all my money into cryptocurrency. After reading the carding guides for beginners, I learned a lot of useful information and was afraid of the integrity and safety of my money. I advise you to use your credit cards carefully because at some point all your money may be stolen and the police won't be able to find the fraudster.

[krafiq]

What are the charges of Hbl credit cards? Are there any fees involved? Joining or annual? Any hidden charges?
One thing I like about Alfalah cc is that they are Free for ever. No bank charges, bank fees, joining fee or annual fee etc. Total peace of mind

[mgalaxy3]

Seems like HBL has a ton of discounts.

Faysal too I've seen a lot of discounts.

Scb standard chartered is the worst when it comes to discounts... None..or hardly any which matter.

[awais.9]

Alfalah too must have some sort of fees
HBL charges around 7-8k per annum for gold card.

[krafiq]

Have been using Alfalah for 15 years. Zero, Zilch annual charges. Bank never charged me. There is one monthly SMS fee which I can opt out of if I want to.

[awais.9]

anyone using js bank cc?

[awais.9]

js bank vs alfalah cc?