Because god knows how old 20w50 has been used in it.
If I would say 5w30, you would have happily gone for it?
I use 5w30 in all of my cars and I can handle any mechanical problems in my car.
So better advice is go with the taglon 5w50 first and see if the sound vanishes with it. If it does then next time drop to 5w40. But if sound doesn't even go with 10w40 the enduser will be again in the same panic mode.
And if the bearings have some frictional damage and you stick to less viscous oil the friction tends to increase further rapidly causing crankshaft bearing failure. So the advice I am giving is harmless and by dropping to 5w the viscosity of oil will be less at ambient temperature. You can yourself do the experiment like, take two jars and one by one drop the 20w50 first and it will come out of bottle like honey in winters. And when you do the same with 5w50 it will come out with more pace as if its less viscous and hot temperatures will stay the same.
I. Hope you get my point @pwuser172606757911
So don't get disappointed my brother.