This isn't true. The head doesn't need to be removed to do chains.
Only the valve and timing covers will need to be removed if your doing the full chain job.
However, I would recommend for you to get the car checked from a reputable shop to confirm the diagnosis. They can also perform the job properly. Don't want to go and ask for a timing chain job if it ends up being something else.
If you go to your local 'ustaad' mechanic your car will never be the same again and you'll end up spending more money than the reputable shop to fix what Mr ustaad ruins.