The day you stop doing what uneducated mechanic tells you to do with your car, is the day from which you will stop having problems.
The oil viscosity related points you made in your post are totally incorrect, most probably conveyed by your uneducated mechanic. Follow what sir zulfiqar told about it.
Regarding radiator, thermostat etc;
Engines are designed to run between a specific temperature range advised by the manufacturer. For the engine to run in that range, a thermostat is placed to maintain that temperature. The temp is further maintained by automatic fan and a specific coolant, also advised by manufacturer, which helps in proper heat rejection from the system via radiator.
The uneducated mechanic advising you incorrect stuff is what's destroying ur car slowly. There's no sub for coolant, so kindly use coolant only... Then, pls know that the factory cooling system is an engineered one, not made by a jugaru mechanic... Factory cooling system, has a thermostat, auto fan, and coolant in it, that's it... Any combination other than this is incorrect, simple as that.. even if ur car is running fine on incorrect setting, it is actually having a slow death.
Now that you are coming away from the grip of mechanics, u have realized that C is not the ideal operating temp for an engine.. the gauge in all cars stays almost always between 40-50% i.e. almost center of its range.