TPL Car Insurance

[rizwanmehmood535]

2.7% for car4car. Altis 1.6

[abid110]

i can offer you through Adamjee with much lowered rates. see your inbox.

[crude101]

Yes it will remain the same unless u xhange the sum insured to a lesser amount for the coming year.

[crude101]

Tpl standard rates are 2.5 for corolla in karachi. Be it any variant. Dont know about other cities

[rizwanmehmood535]

No, i think their standard rates are 3.25%

[crude101]

We have 3 corollas insured 2016 17 and 18 three at 2.5 % with tracker

[rizwanmehmood535]

I dont know but the karachi tpl guy just gave me a quotation today with rate of 3.25%

[rizwanmehmood535]

2.5% for the brand new car too?

[rizwanmehmood535]

The lahore tpl guy also quoted me 3.25% but there was a promotion scheme under which got it for 2.7%

[azfarnb]

That 2.5% includes tracker?

[crude101]

Jee bhai meri huee wi hai.... Kahein tau policy ka snapshot bhejoon?

[azfarnb]

Ab tau sir bhejayn. Uskay ilava maza nahi ana

[crude101]

Send me ur address i will post it to u and please tell if u prefer Pakistan post... Dhl or FedEx

[azfarnb]

I'd rather prefer you delivering it yourself on your chartered $500M plane please.

[crude101]

Haha. Patrol nai hai jahaz mein filhaal

[osmanmazhar876]

Guys I am also planning to go for TPL insurance.. I just need to safegaurd myself against major damages on the car..

Are all these companies fraud or is it worth taking insurance from them?

[sh3hryar]

Insurance companies have their catch (deduction of depreciation in case of spare part needs replacement & in-case of total loss, car value considered by the insurer).

However they are beneficial in-case you have to make a claim, you get some part of expected amount vs. not getting any if you don't have insurance.

When shopping for insurance, read the small prints in-detail compare few insurers before deciding on one.

Points to watch out for:
- Yearly Depreciation %,
- In-case of total loss, amount given,
- In-case of accident, which workshops are covered,
- lastly, cost of insurance

[osmanmazhar876]

So basically, TPL has a comprehensive plan covering small damages and a basic plan for major loss or theft..

If I still have to pay them extra for comprehensive plans, it seems like a bad deal, because I will pay the insurance company a premium and then will pay them more money for each claim... I don't see any benefit in it..

I can save that money for the repairs and just get a basic insurance for coverage against total loss

[abid110]

I am in insurance sector since years and deal with Adamjee Insurance which is considered the best and giant of insurance sector. For any detailed info regarding the insurance sector you can ask me.

[zahid.habib.315]

Abid sb .. plz share ur contact details .. i m interested in insurance