Faisal, there is AJK tourism guest house in KEL, Sharda, Kutton, Karen (if i am not wrong). but i will confirm you after looking into the map. You can also contact AJK Tourism department. You can go to Karen foirst day and stay there. Next day go to Kale via Sharda and try to reach Kutton on same day. Stay in Kutton and visit Jagran next day and you can leave on the same day for ISB. Please take Sub Block for kids and rest of members and try to cover them as much as you can. Kid's skin is very sensitive and they can catch sun burn and you know sun burn is really painful. Sunlight is pinches in neelum but its pleasant in shades. You will be required warm clothes at night, evening and ofcourse incase of rain. Have fun and safe journey.