Your trans oil is expred. i would say, you need to get any decent mechanic who listen to you. Go with the mind with you open the chamber but, ask him to drain oil and see the oil condition. and share his honest opinion. if the oil is kinda foamy or find any grains. then open the chamber. As you are not the first owner and you have no idea how many times the chamber has opened. as far as i know the gasket last for 2 to 3 times if the chamber was opened and closed properly. Your car is driven almost 100K kms. and i hope the ever its chamber has been opened for one time only. or if you go for oil change and you find that there is no gasket and silicon work has done? So go with a silicon backup with you.
About the oil filter, it has that steel kinda filter, You dont have any other option so clean it properly and use it again. in chamber there is a mall magnet as well, dont loose it and place it back there. its there to catch any wear n tear.
Or this sounds stupid but can double your expense. just change the gear oil and run your car for 500,600 kms and change it again if dont wana open chamber. The more you delay to change your trans fluid, more will be chances to open the trans chamber 