UBL Car Loan - UBL Car Financing Calculator

United Bank Limited (UBL)

UBL, a renowned bank in Pakistan, offers a unique and customer-friendly auto-financing product called UBL Drive. UBL Car Loan is a popular choice because of its flexible options. One can get UBL Car Finance for used and brand new, locally manufactured and imported vehicles. 

Key Features and Benefits

UBL Car Drive gives the flexible option of selecting a payment plan which suits you. The Loan tenure ranges from 1-5 years. UBL offers fixed and floating pricing plan for new cars. Floating rate is linked to Karachi Inter Bank Offer Rate (KIBOR). One can get UBL auto financing for new cars by making a down payment of minimum 20%. 
UBL Car Drive gives the option of getting maximum loan amount up to PKR 4,000,000 for one car. It is also possible to repay the loan before maturity, but few charges will apply. UBL Car Drive also provides free tracker. Find Monthly Car Payment Installment through UBL Car Financing Calculator.

UBL Car Drive gives the benefit of getting first oil and filter change for free for All Honda Civic & City. City Aspire Customers are given free fuel vouchers. Furthermore, one can get fog lights for Honda City.      

UBL Car Loan Calculator

Car Loan Calculator is an online tool which helps in exploring and finding best financing options and interest rates. UBL Car Loan Calculator, available on, helps in finding UBL Car Drive financing options. One can enter the details such as required car, down payment, loan tenure, and City and calculator will show yearly installment plan and total initial down payment.    

Eligibility for UBL Car Financing

A businessman/self-employed or salaried person can apply for the UBL car loan. The age range for a salaried person is 21-60 years, and for businessman/self-employed person it is 21-65 years. To be eligible for UBL Car Finance, the minimum salary for a salaried person is PKR 35,000 and for a businessman/self-employed individual is PKR 50,000.

Required Documents

For UBL Car Loan, required documents are proof of business & other income, latest salary slip, a copy of CNIC, and four photographs. Moreover, NTN certificate and signed application form will also be required.


Features and Benefits

Select your own payment plan with tenure options ranging from 1-5 years
Ready delivery or advance booking
Both fixed and floating rates are offered to our customers.
Floating rate is linked with KIBOR
Financing is available for both new and used cars
Competitive insurance rates
Free Tracking Device

Required Documents

  • Proof of business & other income.
  • Latest Salary slip.
  • Signed application form as per CNIC & current signatures (if any)
  • Recent Identical 4 photographs
  • NTN certificate (Subject to requirement)
  • Copy of New Computerized National Identity Card (CNIC; Expired CNIC will not be accepted)


  • Minimum income for all segment will be Rs 50,000
  • If you are a salaried person your age must not be less than 21 years or more than 60 years.
  • If you are a businessman or a self-employed professional your age must not be less than 21 years or more than 65 years.