The Toyota Yaris has quickly become a highly popular compact sedan in Pakistan, cherished for its blend of fuel efficiency, comfortable ride, and Toyota’s renowned reliability.
This detailed breakdown will cover all the costs you can expect over five years, assuming you drive approximately 20,000 kilometers annually. We’ll also factor in the unique characteristic of the Pakistani car market where vehicles often hold their value exceptionally well.
Note: All the government taxes and prices in this blog is filer’s cost and we’ve not covered non-filer cost.
Spoiler: The cost of owning and driving Toyota Yaris Sedan ATIV X CVT 1.5 comes to approximately Rs. 613,238 per year.
Getting Your Yaris Home
To start your journey with a new Toyota Yaris, your total on-road purchase price as a filer, which includes the car’s ex-factory cost, all government taxes, registration fees, and number plates, sums up to Rs. 6,609,942. This is the complete amount you’ll pay to have your Yaris ready for the road.
Fuel Expense
With an annual driving estimate of 20,000 kilometers and a fuel average of 13 kilometers per liter (which is a good estimate for the 1.5L Yaris in typical Pakistani driving conditions), your fuel bill will be a significant part of your budget. At the current fuel price of Rs. 254.55 per liter, you’re looking at an annual fuel cost of about Rs. 391,615. Over the full five years, this accumulates to a substantial Rs. 1,958,075.
Maintenance, Wear & Tear, and Tires
This category covers your routine oil changes, filter replacements, and general inspections at recommended intervals. We’ll also include costs for common wear-and-tear items that naturally need replacing over time.
Provided a specific tire cost of Rs. 90,000, and they last about 50,000 km. Since you’re driving 100,000 km over five years, you will need two sets of tires (the initial set + one replacement). So, the tire cost over five years will be Rs. 90,000.
Considering all routine services, a tire replacement (Rs. 90,000), a potential battery replacement (around Rs. 8,500), brake pad replacements (around Rs. 10,000), and a buffer for other minor repairs or unforeseen issues (around Rs. 20,000), we estimate your total maintenance and wear & tear costs over five years to be approximately Rs. 250,000.
Annual Insurance
Toyota Yaris annual insurance cost is about Rs. 95,000. This is a crucial protective measure for your vehicle against various risks. Over the five-year ownership period, your total insurance expense will sum up to Rs. 475,000.
Annual Token Tax
For a 1500cc car like Yaris, the annual token tax is Rs. 12,927. It’s about Rs. 64,635 over the course of five years.
Yaris’s Resale Value
One of the most appealing aspects of owning a Toyota Yaris in Pakistan is its exceptional ability to retain its value. Unlike most parts of the world where cars depreciate significantly, strong demand, inflation, and currency devaluation in Pakistan mean that popular local models like the Yaris often hold their original price or even see an increase in value over time.
While it’s impossible to predict exact future values, based on current market trends for Yaris models of similar age and mileage, it’s highly plausible that your car will sell for a value very close to its original on-road price after five years and 100,000 kilometers. For this calculation, let’s assume an estimated resale value of Rs. 6,500,000.
This indicates a minimal capital loss of just Rs. 109,942 (Rs. 6,609,942 – Rs. 6,500,000) over five years, which is a fantastic outcome and means your initial capital investment is largely preserved.
The True Financial Picture: Summarizing the Costs
Let’s put all the pieces together to reveal the true cost of owning your Toyota Yaris Sedan ATIV X CVT 1.5 for five years:
| Category | Cost (Rs.) | Notes |
| Initial On-Road Purchase Cost | 6,609,942 | Total cost including car, registration, all taxes, etc. |
| Total Fuel Cost | 1,958,075 | Based on 20,000 km/year, 13 kmpl, Rs. 254.55/liter |
| Total Maintenance & W&T | 250,000 | Includes services, one tire replacement (Rs. 90,000), battery, brakes, minor repairs |
| Total Insurance Cost | 475,000 | Based on your provided annual cost of Rs. 95,000 |
| Total Token Tax (After 1st Yr) | 0 | Lifetime tax included in initial purchase |
| Total Expected Outflow | 9,243,017 | (Sum of Initial + Fuel + Maint + Insurance + Token Tax) |
| Less: Estimated Resale Value | (6,500,000) | What you can expect to sell it for after 5 years, holding value extremely well. |
| NET TRUE COST OF OWNERSHIP | 2,743,017 | Total Outflow – Resale Value = True Cost |
The Annual Commitment
When we average this out, the true cost of owning and driving your Toyota Yaris Sedan ATIV X CVT 1.5 comes to approximately Rs. 613,238 per year.
This calculation clearly shows that while the total cash outflow over five years is significant (over 9 million rupees), the Yaris’s excellent resale value dramatically reduces your overall net cost. Your primary recurring expenses will be fuel and insurance, making proper budgeting for these essential aspects key to a smooth ownership experience.
